Women’s Month is more than just a celebration of achievements and a push for equal rights. It’s also a reminder to empower ourselves in areas that shape our future. At the recent Love Bonito Women’s Club event, co‑presented by Aveeno and Sorto app, attendees walked away not only with renewed confidence in their personal style but also with practical insights on financial stability.
Because let’s face it, navigating money as a Filipina in your 20s, 30s, or beyond can feel overwhelming. But with the right habits, we can build a future that’s secure, independent, and aligned with our goals. Here are some of the standout tips shared by financial experts during the event:
1. Start Small, Build Discipline
“You can start with what your bank offers. I’m not saying it would be the best investment but just to start, to give you that confidence and discipline to start putting money somewhere on a monthly basis,” says Mariel Bitanga, Registered Financial Planner and Founder of @simplyfinanceph.
The key is consistency. Even if it’s a small amount, the habit of saving regularly builds discipline and sets the foundation for bigger investments later.
2. Embrace the Power of Little Investments
“For me, it’s not big chunks of investments. It’s really the small consistent habits,” shares Charm de Leon, Founder of @readytoadultph. She recommends setting aside at least 20% of your income monthly into stable investments like the stock market.
It may not sound as exciting as crypto, but long‑term investments with historical data give you stability and peace of mind.
3. Budget With Your Future Self in Mind
Bitanga also shared her personal budgeting method: “Every time money comes in, I put aside money first for my savings and investments and then everything else, I don’t really track anymore. At least when I want a pair of shoes or something, I don’t have to feel guilty because I know at the start of the month, I already set aside for my future self.”
This guilt‑free approach ensures you enjoy the present while still protecting your future.
4. Try the “Out of Sight, Out of Mind” Method
De Leon swears by opening a separate bank account where money goes in but never comes out. “That’s my savings where I know my money will just keep on growing and that’s really what changed for me.”
By removing easy access, you’re less tempted to spend and more likely to let your savings grow.
5. Regularly Review and Adjust
“When you really review everything, it’s kind of quite obvious what you have to keep doing, what you need to change. Be aware and assess it regularly so that you could apply the changes that suit your lifestyle,” advises Bitanga.
Financial planning isn’t static — it evolves with your career, family, and personal goals.
6. Define Your Own Goals and Voice Them Out
As women, it’s important to set clear financial goals for each stage of life and communicate them openly with partners. “Discuss with your husband. Don’t just follow what your husband wants and that’s very important so you won’t lose yourself,” de Leon emphasizes.
Financial independence isn’t just about numbers — it’s about making sure your voice and vision are part of the plan.
Financial stability is not about perfection or big leaps, but rather small, consistent steps that build confidence over time. As Filipinas, we deserve to feel secure in our choices, whether it’s about style, career, or money. Even beyond Women’s Month, let’s celebrate by investing in ourselves and preparing for the future we envision.
You got this, girls!
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